2011年10月28日
building to buy a car
The month goes into how the 8,002 people's house buy the building to buy a car
29 year olds, accountants of Mr. Wang, the month is income 5000 dollars, wife, Ms. Liu, is 26 years old, the medium edit, and the month is income 3000 dollars.
2 people just got married and there was the time deposit of 100,000 dollars, the city was worth the stock of 100,000 dollarsPearl Jewelry, the fund of 30,000 dollars.The bride chamber that lives currently is Mr. Wang parents to purchase for them of 80 even houses, the city is worth 310,000 dollars.The unit of 2 husband and wife is all by rule to pay four the insurance is one gold, there is no business insurance.
Manage finance a target
1)change one within two years is 120 even or so big houses, had better need not loan;
2)purchase a car in three years;
3)bring up a fee for the kid backlog that hasn't been born;
4)retire to enjoy life expenses to do preparation for 2 people.
Manage finance a suggestion
Two somebody else property condition in the court is very healthy and have no indebtedness.Deposit a comparison to lead Gao, disadvantage in acquire better investment repay, suggest a choice the risk opposite smaller fund carries on an investment.Free saving rat Gao, elucidation can use is ample to the funds investing, for completion finance mangaing the target has good foundation.
The Zan building style settles hurl bond type fund jewelry manufacturers
Mr. Wang's husband and wife change 1120 even or so big houses after thinking two years, had better need not lend money.
House City lived is worth 310,000 dollars and leads 4.97% calculation according to the price year growth of Chen2 Yang Fang currently, the city value(in consideration of annually 2% depreciation) of housing is about 353980 dollars now after two years.120 even bride chamber City values(live the unit price of house 4429 dollars calculation now according to them) is 585622 dollars after two years.So sell out existing housing after two years, changing one is 120 even big buildings and need a backlog 231642 dollars.If need not loan, can 60,000 dollars in the existing savings is a time of investment to purchase a bond type fund, the year is income 8%.Then throw in 6218 dollars monthly, carry on periodically certainly throwing and purchase a bond type fund, can carry out a target smoothly.
The plan of buying the car saves+fund
The suggestion stays 10,000 dollars meet an emergency reserve and change funds 60,000 dollars that building uses, outside of 30,000 dollars is a time of devotion funds and purchase a bond type the fund can accumulate 37791 dollars after three years.Every month can save to buy carfare gold 360 dollars and carry on a bond fund of periodically certainly throw 14592 dollars.After changing building the third year can throw in 6578 dollars, certainly throw 81896 dollars.After three years, can purchase a 134279 dollars or so sedan.
Educate expenses to begin after changing the car, buy building
To want to make the kid complete university education smoothly the kid is born behind in three years, is also want to accumulate a 190620 dollars education funds after calculating of six years from now.2 husband and wife after the realization changes building to buy a car target, can start accumulating the kid's education gold.After three years, be born to start from the kid, periodically certainly throw a bond type monthly the fund is 4703 dollars, can immediately accumulate a kid from be born the university graduation needs to educate a funds.
The insurance programs business insurance and backlog old age pension
Because 2 people are aring placed in a young period, the family formation expects, the risk facing is a lot of, but 2 people didn't purchase business insurance.10% that suggests that 2 people expend income namely 1000 dollars Be or so to purchase span of life, accident and disease insurance monthly.
From carried out to buy a car to change a building target of from the fourth year, can use in addition to the backlog educates a gold 1874 dollars of 4703 dollars carry on the accumulation of old age pension and suppose 2 people for 30 years, the countermarch rests and retires young man to live for 20 years.The cost of living expends 97302 dollars and needs 1946039 dollars for 20 years after 30 years.Concretely says,attraction landscape product be accumulate 1431 dollars monthly, can immediately carry out to in the future retire to enjoy life a target.
[Suggest]
Mr. Wang's family income is higher and expend less, so carrying out the above-mentioned target isn't difficult.They can consider purchasing better vehicle, or send a kid to go abroad to study abroad, and raise 2 people current of living quality, periodically go out tour adequacy increment expenditure etc..
29 year olds, accountants of Mr. Wang, the month is income 5000 dollars, wife, Ms. Liu, is 26 years old, the medium edit, and the month is income 3000 dollars.
2 people just got married and there was the time deposit of 100,000 dollars, the city was worth the stock of 100,000 dollarsPearl Jewelry, the fund of 30,000 dollars.The bride chamber that lives currently is Mr. Wang parents to purchase for them of 80 even houses, the city is worth 310,000 dollars.The unit of 2 husband and wife is all by rule to pay four the insurance is one gold, there is no business insurance.
Manage finance a target
1)change one within two years is 120 even or so big houses, had better need not loan;
2)purchase a car in three years;
3)bring up a fee for the kid backlog that hasn't been born;
4)retire to enjoy life expenses to do preparation for 2 people.
Manage finance a suggestion
Two somebody else property condition in the court is very healthy and have no indebtedness.Deposit a comparison to lead Gao, disadvantage in acquire better investment repay, suggest a choice the risk opposite smaller fund carries on an investment.Free saving rat Gao, elucidation can use is ample to the funds investing, for completion finance mangaing the target has good foundation.
The Zan building style settles hurl bond type fund jewelry manufacturers
Mr. Wang's husband and wife change 1120 even or so big houses after thinking two years, had better need not lend money.
House City lived is worth 310,000 dollars and leads 4.97% calculation according to the price year growth of Chen2 Yang Fang currently, the city value(in consideration of annually 2% depreciation) of housing is about 353980 dollars now after two years.120 even bride chamber City values(live the unit price of house 4429 dollars calculation now according to them) is 585622 dollars after two years.So sell out existing housing after two years, changing one is 120 even big buildings and need a backlog 231642 dollars.If need not loan, can 60,000 dollars in the existing savings is a time of investment to purchase a bond type fund, the year is income 8%.Then throw in 6218 dollars monthly, carry on periodically certainly throwing and purchase a bond type fund, can carry out a target smoothly.
The plan of buying the car saves+fund
The suggestion stays 10,000 dollars meet an emergency reserve and change funds 60,000 dollars that building uses, outside of 30,000 dollars is a time of devotion funds and purchase a bond type the fund can accumulate 37791 dollars after three years.Every month can save to buy carfare gold 360 dollars and carry on a bond fund of periodically certainly throw 14592 dollars.After changing building the third year can throw in 6578 dollars, certainly throw 81896 dollars.After three years, can purchase a 134279 dollars or so sedan.
Educate expenses to begin after changing the car, buy building
To want to make the kid complete university education smoothly the kid is born behind in three years, is also want to accumulate a 190620 dollars education funds after calculating of six years from now.2 husband and wife after the realization changes building to buy a car target, can start accumulating the kid's education gold.After three years, be born to start from the kid, periodically certainly throw a bond type monthly the fund is 4703 dollars, can immediately accumulate a kid from be born the university graduation needs to educate a funds.
The insurance programs business insurance and backlog old age pension
Because 2 people are aring placed in a young period, the family formation expects, the risk facing is a lot of, but 2 people didn't purchase business insurance.10% that suggests that 2 people expend income namely 1000 dollars Be or so to purchase span of life, accident and disease insurance monthly.
From carried out to buy a car to change a building target of from the fourth year, can use in addition to the backlog educates a gold 1874 dollars of 4703 dollars carry on the accumulation of old age pension and suppose 2 people for 30 years, the countermarch rests and retires young man to live for 20 years.The cost of living expends 97302 dollars and needs 1946039 dollars for 20 years after 30 years.Concretely says,attraction landscape product be accumulate 1431 dollars monthly, can immediately carry out to in the future retire to enjoy life a target.
[Suggest]
Mr. Wang's family income is higher and expend less, so carrying out the above-mentioned target isn't difficult.They can consider purchasing better vehicle, or send a kid to go abroad to study abroad, and raise 2 people current of living quality, periodically go out tour adequacy increment expenditure etc..
Posted by yooyoo at 16:05│Comments(0)
